Other Self-Help Remedies

In many cases the solution to an individual's financial problems may be a lot simpler.

Chamberlain & Co are happy to spend the time with you discussing your financial situation and, where possible, come up with suggestions that might avoid the ongoing involvement of a third party in your financial affairs.  For example:

• Are there family or friends that you could approach for a gift or interest free loan?
  
• Do you have any savings which could be used to reduce your debts?
  
• Could you save money by changing utility suppliers?
  
• If you believe that your financial problems are of a short term nature, you might wish to consider transferring the balances on your credit card(s) to those institutions offering 0% interest on balance transfers for an introductory period - this will not, however, be a solution for those individuals with long term financial problems due to the temporary nature of these low or nil rates of interest
  
• Is it possible to take on some additional part-time work in the evenings or weekends?
  
• If more than one member of the household owns a car, is it possible to raise some money by selling one of the cars?
  
• Are there non-essential items that you can do without, such as satellite television, mobile phones
  

Call us on 0800 195 4585 to see if we can suggest any useful Self-Help Remedies